Firstlight federal credit union customer service number

FirstLight Federal CU Visa Credit Card Review

This is a credit card issued by FirstLight Federal Credit Union. If you're wondering whether FirstLight Federal CU Visa Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways

• Competitive APRs. FirstLight Federal CU Visa Credit Card has a variable purchase APR of 14.9%
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as identity theft protection, purchase protection, travel assistance, and fraud protection.
• Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.

Pros & Cons of FirstLight Federal CU Visa Credit Card

FirstLight Federal CU Visa Credit Card FAQ

Does FirstLight Federal CU Visa Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the FirstLight Federal CU Visa Credit Card benefits?

It provides the following benefits:

• Zero fraud liability
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for FirstLight Federal CU Visa Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

FirstLight Federal CU Visa Credit Card has a variable purchase APR of 14.9%. The card has a variable balance transfer APR of 14.9% . It also has a variable cash advance APR of 17.9% .

The good news is this card does not charge a penalty APR if you are late on a payment.

Does FirstLight Federal CU Visa Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does FirstLight Federal CU Visa Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for FirstLight Federal CU Visa Credit Card?

The following fees apply:

• There is no overlimit fee

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does FirstLight Federal CU Visa Credit Card have a foreign transaction fee?

FirstLight Federal CU Visa Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for FirstLight Federal CU Visa Credit Card?

The FirstLight Federal CU Visa Credit Card customer service number is (800) 351-1670.

What is the support contact email for FirstLight Federal CU Visa Credit Card?

The support contact email for FirstLight Federal CU Visa Credit Card is .

What is the FirstLight Federal CU Visa Credit Card login page?

You can access the FirstLight Federal CU Visa Credit Card login page here.

How do people rate the customer service and user experience of FirstLight Federal CU Visa Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does FirstLight Federal CU Visa Credit Card report your account activity to credit bureaus?

Yes, FirstLight Federal CU Visa Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for FirstLight Federal CU Visa Credit Card

• Visit the FirstLight Federal CU Visa Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

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