Phone number for the navy federal credit union

Features:

• Affordable monthly payments
• $250 to $50,000 loan amounts

Tiered Rates for the Debt Consolidation Loan

Features:

• Fully secured by your Navy Federal savings account
• Savings continue to earn dividends and become available to you as the loan is paid off
• Extended terms of 61 to 180 months available for certain loan purposes,3 subject to loan amount minimums4

Tiered Rates for the Savings Secured Loan

Features:

• Loan amount cannot exceed the certificate balance
• Loan term must be equal to or less than the certificate term

Tiered Rates for the Certificate Secured Loan

• How much you want to borrow for your loan
• How long you'd like to finance your loan 
• Current employment and income (including your employer's name and contact information) 
• Your contact information, including phone number and email (If you'd like your loan documents sent to an address other than your address of record or to a Navy Federal branch, please call 1-888-842-6328) 
• Information about your co-applicant, if applicable (date of birth, address, phone number, email, income, employer's name and phone number, Social Security Number, NFCU Access Number)

Business Loans

Own a small business and need money to strengthen or expand it? Our secured business loans can help you cover equipment, vehicles or real estate.

Learn More about Business Loans

Low Rates

Our personal loan rates are competitively low so your payments can be affordable. 

Digital Account Management

Our simple online application and digital banking* options make it easy to manage your personal loan. 

Member Benefits 

Navy Federal members receive exclusive benefits and support. 

How Personal Loans Work

• 

  It’s easy to apply online, and only takes a few minutes. 

• 

  After approval, you can electronically sign your loan to save time—and paper.

• 

  Your funds will be automatically deposited into your account in as little as 24 hours.

1

Rates are based on creditworthiness, so your rate may change. Personal Loan rates range from 7.49% to 18.00% APR.
Payment Example: A loan amount of $5,000 for 36 months has a payment range from $156 to $183 and finance charge range from $623 to $1,598.

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2

Rates are based on creditworthiness, so your rate may change. Home Improvement Loan rates range from 7.49% to 18.00% APR.
Payment Example: A loan amount of $5,000 for 36 months has a payment range from $156 to $183 and finance charge range from $623 to $1,598.

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3

Permissible loan purposes for extended term loans include home improvements and the purchase of land, airplanes, fully self-contained recreational vehicles, and boats.  Terms may apply. Call or visit a branch for additional information. 

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4

In general, the following minimum loan amounts are required for extended term loans: $25,000 for loan terms of 61 to 84 months; $30,000 for loan terms of 85 to 180 months.  Certain loan purposes may require higher minimum loan amounts.  Call or visit a branch for additional information.

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5

Savings Secured Loan Payment Example: Share rate plus 2.00%. Loan amount of $3,000 at 2.25% APR for 36 months has a payment of $86.

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6

Certificate Secured Loan Payment Example: Certificate rate plus 2.00%. Loan amount of $3,000 at 4.05% APR for 60 months has a payment of $56.

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Does Navy Federal have 24 hour customer service?

How do I talk to a real person at Navy Federal?

How do I check my Navy Federal balance over the phone?

Can I join Navy Federal Credit Union if my grandfather is deceased?