How to know account number on check

You’ve opened a new bank account but can’t locate the account number.

Let’s go through some questions to help you find out solutions for ‘how to find my bank account number?’.

To begin with, we first need to identify: What is a bank account number?

A bank account number is a principal identifier for a bank account. It is a unique number. The account number is different for every account holder; no two banks will have the same account number.

For segregation, banks use different codes at the beginning of the account number. In India, public sector banks have their pattern and usually follow an 11 digit pattern. However, private sector banks use either a 12 digit account or a 14 digit account number.

For instance, HDFC Bank provides the customer with one primary customer id and subsequent bank account number(s) depending on the accounts the customer has.

HDFC Bank account number is made up of 14 digits. It is formatted in a manner that the branch and the type of product are easily identified.

Each bank has a specific style of formatting their account numbers for ease of use.

Next Let’s Look at: How to find bank account number?

There are several ways to find your bank account number, but if you try to use all the means, it could get confusing at times.

Here are some basic ways when the customer makes an inquiry with the bank on ‘how to find my bank account number’.

  • Welcome Letter: this is the simplest and easiest method to locate your bank account number. When you set up your new bank account, most of the banks today provide you with a welcome kit which contains an account welcome letter. Your customer id, account number, bank IFSC code, usage of your account and other details are listed in this letter.
  • Cheque Book: the cheque book which is provided in the welcome kit also contains the account number. It can be found on the main page with all the account details. Every cheque leaf also has the account number printed on it.
  • Passbook or Monthly Statements :
  • Passbook: most public sector banks still provide a passbook which comprises all the debits and credits of the bank account. The summary page of the passbook covers all the bank account details, including the bank account number.
  • Monthly Statements: these statements dispensed by the banks either in a physical format which are sent to your registered address or in e-format which is emailed to your registered e-mail address contain the bank account number. The number is found most of the times at the top of the statement. Each bank has its format for the statements.
  • NetBanking: another simple method is to utilise the NetBanking platform to view the account summary or account details. This is a particularly convenient method if one is overseas.
  • Phone Apps: MobileBanking apps provide the customer with the most convenient way of checking their account number and other account related requirements. The moment you log into your app from your phone, the account number is displayed on your screen. It is the fastest way to check your account details, especially on the go.

    You can read more about Mobile Banking technology here.

  • Visit the Branch: the most traditional means of how to check my bank account number is by visiting the nearest branch of your bank. However, it is also advisable to visit your home branch where the account has been opened.
    ​​​​​​​

These are the primary means of how to find bank account number for any further clarifications do visit your bank’s nearest branch.

Looking for your HDFC Bank Account? Click here to get started!

* The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances.

Download Article

Download Article

Finding your bank account and routing numbers is easy to do, even if you don't have access to a check. There are several ways you can locate the numbers, including online, and we'll walk you through each one step by step. Keep reading to learn how to find your bank account and routing numbers online, on a check, or through your mobile banking app.

  1. How to know account number on check

    1

    Find the 2nd series of numbers on the bottom of a check if you have one. The first series of numbers printed on the left-hand side of the bottom of a check is the bank’s 9-digit routing number. The second series of numbers, usually 10-12 digits, is your account number. The third and shortest series of numbers printed at the bottom is the check number.[1]

    • The number will be bracketed by a pair of identical symbols. For instance, the number may look like this: "⑆0123456789⑆"[2]

  2. How to know account number on check

    2

    View a digital or paper bank statement if they’re easily accessible. Your account number will be printed on each bank statement you receive, whether it arrived in your inbox online or in your mailbox as a paper statement. Find a recent bank statement and look for a 10-12 digit number labeled "Account Number." It’s usually located at the top of the document on either the right- or left-hand side.[3]

    Advertisement

  3. How to know account number on check

    3

    Use a mobile banking website or app to find the number online. Navigate to your bank’s website on a computer or open up their mobile app on your phone or tablet. Sign in and click on the tab to view a summary of your account. Usually, the account number will be listed on this page. If it’s not, search through the website or use the "Help" function to find it.[4]

  4. How to know account number on check

    4

    Contact your bank if all else fails. Call the number on the back of your credit or debit card or look up their customer service number online. You’ll likely have to provide your name, address, and social security number so they can verify your identity. Then, they’ll tell you your account number.[5]

    • If you write the number down, be sure to store it in a safe place, like your wallet or a filing cabinet.

  5. Advertisement

  1. How to know account number on check

    1

    Use a secure Internet connection to access your accounts online. Though you may be tempted to check your bank account in a coffee shop, store, or train station, you really shouldn’t. Using an unsecure wireless connection can put you at risk for identity theft. Only access your accounts online or through a mobile app when you have access to a secure Internet connection.[6]

  2. How to know account number on check

    2

    Provide your account number only on secure websites. If you need to provide your account number online to pay bills or transfer funds, make sure the website is secure. The website address should begin with "https" as the "s" stands for "secure." You should also look for an icon of a lock and/or the word "Secure" in the top left corner of the address bar before providing your account number.[7]

    • If none of these things are present, don’t enter your account number as your information may not be kept confidential.
    • You should not need to provide your account number for online shopping, so be wary of sites that ask you to.

  3. How to know account number on check

    3

    Keep track of your checks and bank statements. Don’t leave your checkbook or bank statements lying around your home or car. Instead, open and view the statements when they arrive, then store them and any other papers with your account information on them in a safe place, such as a filing cabinet. Also, keep your checkbook in a secure location. Don’t forget to shred, rather than simply recycle or toss out, old checks and bank statements to keep others from learning your account information.[8]

  4. How to know account number on check

    4

    Monitor your account regularly for fraud. It’s important to look through the bank statements for your checking and savings accounts on a regular basis. Make sure you’ve been charged appropriately for all purchases. If you see any charges that you haven’t authorized, contact your bank immediately for more information.[9]

  5. Advertisement

Add New Question

  • Question

    How can I get my account number without going inside the bank?

    How to know account number on check

    Some banks may release your account number over the phone after verifying your identity. Alternatively, you may be able to find the account number from your original account agreement when you opened the account.

  • Question

    How can I use the account number to determine what bank holds the account?

    How to know account number on check

    You cannot determine from the account number alone what bank holds the account. You can, however, determine what bank holds the account from the routing number (9-digit number for banks in the United States).

  • Question

    How do I find my bank account number if I don't have checks?

    How to know account number on check

    You should be able to obtain your account number from your account agreement when you originally opened the account, if you still have the paperwork. Otherwise, you can contact your bank by phone or stop in in-person to ask what your account number is.

See more answers

Ask a Question

200 characters left

Include your email address to get a message when this question is answered.

Submit

Advertisement

Video

References

About This Article

Article SummaryX

If you have a checkbook, you can find your bank account number listed as the second series of numbers, usually 10-12 digits, on the bottom of the check. If you can access your bank statements online or have paper copies, look for your account number printed at the top of each statement. If you use your bank’s website or mobile app, check the “Account Summary” page to find your account number. If you prefer to speak to someone in person, call your bank directly and ask them to provide your account number. For tips on keeping your account number safe, read on!

Did this summary help you?

Thanks to all authors for creating a page that has been read 1,503,302 times.

Did this article help you?