How do i get a visa credit card

The World of Hyatt is one of the strongest hotel loyalty programs you’ll find and The World of Hyatt Credit Card doesn’t disappoint. That said, earning points by staying at Hyatt hotels isn’t easy. Although it’s growing, Hyatt’s network has relatively few properties compared with larger chains such as Hilton, IHG or Marriott. The credit card is a convenient way to boost your point balance, but make sure you know that Hyatt’s locations make sense for your travel plans.

Rewards: 9 points total per dollar spent at Hyatt - 4 bonus points per dollar spent at Hyatt hotels and 5 base points per dollar from Hyatt as a World of Hyatt member. Earn 2 bonus points per dollar spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships and 1 point per dollar on all other eligible purchases

Welcome Offer: 30,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening. Plus, up to 30,000 more bonus points by earning 2 bonus points total per dollar spent in the first 6 months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent

Annual Fee: $95

Other Benefits and Drawbacks: The World of Hyatt Credit Card from Chase offers a complimentary Category 1 to 4 hotel night each year on the cardmember anniversary with the opportunity to earn a second night after spending $15,000 on the card each year and grants automatic World of Hyatt Discoverist Elite status as well as five elite qualifying night credits each year. Cardholders can also earn two additional elite qualifying night credits for every $5,000 spent.

Get up to SGD1,000 worth of cash rebate yearly. Plus, make family time sweeter with a wide selection of privileges varying from dining, leisure and retail.

Now made from 85.5% recycled plastic, your new eco-friendly credit card is part of our transition towards building a sustainable future together.

Thank you for supporting the OCBC Plus! Partnership. It is with regret that we are informing you that the partnership is coming to an end by 31st December 2022. Due to the customer base of the OCBC Plus! Partnership, OCBC is migrating all customers from 10th August 2022 to 15th December 2022, where you will be receiving a replacement card / bank product.

We would like to assure all our customers that you can continue to use your NTUC and/or OCBC Plus! Credit and Debit card from 1st August 2022 to 31st December 2022 or until you activate your replacement OCBC Credit / Debit Card, whichever is earlier.

Further, to ensure continuity in earning / transferring your LinkPoints, please refer to the FAQs.

Card transactions made overseas but effected in Singapore dollars will be treated as transactions in Singapore dollars and will earn UNI$1 for every S$5 spent.

Here is an illustration of how fast you can earn UNI$*.

Type of Spend
Monthly Spend
Earn up to 10X UNI$ per S$5 spend
(on overseas, petrol and/or contactless spend*)Overseas spend (in foreign currency)S$1,000UNI$2,000 10XLocal spend on petrol (excluding SPC and Shell)S$500UNI$1,000 10XLocal spend on dining (using Visa payWave or mobile payment)S$300UNI$600 10XLocal spend on groceries (using Visa payWave or mobile payment)S$200UNI$400 10XTotal Monthly Spend OverseasS$1,000UNI$2,000Total Monthly Spend LocallyS$1,000UNI$2,000

*UOB Visa Signature Cardmembers will earn UNI$ for every S$5 spent:
(i) UNI$10 for every S$5 spent on transactions in foreign currencies, including online transactions in foreign currencies (with payment gateway outside Singapore), subject to a minimum foreign currencies spend of S$1,000 per statement period. Online transactions in Singapore Dollars or in foreign currencies at merchants with payment gateway in Singapore will earn UNI$1 for every S$5 spent;
(ii) UNI$10 for every S$5 spent on petrol (excluding SPC and Shell and provided that the merchant falls under 5541 of the Merchant Category Code (MCC)) and contactless transactions (excluding UOB$ merchants), subject to a minimum local spend of S$1,000 in total, per statement period; and/or
(iii) UNI$1 for every S$5 spent on all other transactions.
The maximum number of UNI$ Cardmembers can earn in each statement period for all spending in foreign currencies (including online transactions in foreign currencies), petrol and with contactless payment, should they qualify, is capped at UNI$4,000. Spend exclusions apply. For the avoidance of doubt, contactless transactions exclude any Magnetic Secure Transmission Transactions, all transactions at SPC Service Stations and Shell Service Stations, UOB$ participating merchants and SimplyGo (ABT) transactions performed on public bus and train readers.

Effective 16 March 2020, UNI$ will no longer be awarded for selected transactions such as insurance payments, Grab mobile wallet top-ups, wire transfers, payments to Non-Financial Institutions (such as crypto-currencies etc), quasi-cash and more. For the avoidance of doubt, all other Grab transactions will continue to be eligible for awarding of UNI$.

With effect from 1 February 2021, UNI$ will no longer be awarded for Transactions involving payments to hospitals, automobile parking lots and garages.

With effect from 1 March 2022, UNI$ will no longer be awarded for transactions with transaction descriptions "TRANSIT*" and "AMAZE* TRANSIT*".

With effect from 1 August 2022, UNI$ will no longer be awarded for payments to IPAYMY, RWS-LEVY, SMOOVE PAY, SINGPOST – SAM, and Razer Pay and payments for utilities.

For details, please refer to the revised terms and conditions.

Previously known as UOB SMART$ Rebate Programme, the new UOB$ Rebate Programme allows you to earn instant cashback all year round for every UOB Cards transaction made at participating merchants.

  • Up to 10% cashback - Get UOB$ cashback on all purchases in-store at participating outlets.
  • Automatically offset your spend - Use your earned UOB$ on your next bill at the same merchant.
  • Over 1,000 participating merchants - Earn UOB$ across all categories islandwide.

Visit here for details.

Fill up and save more with UOB Fuel Power – the best ever petrol savings programme. Visit here for participating merchants.

Which is the easiest Visa card to get?

Credit One Bank® Platinum Visa® for Rebuilding Credit The Credit One Visa Card is the easiest unsecured credit card to get. It is available to people with bad credit or no credit. Cardholders also earn 1% cash back on eligible purchases.

How do I get approved for a credit card for the first time?

How to Get a Credit Card for the First Time.
See if you have a credit report and score. ... .
Determine whether student credit cards are an option. ... .
Compare secured and unsecured starter cards. ... .
Limit your search to cards with the lowest fees. ... .
Choose the best remaining offer for your needs. ... .
Confirm you have enough income..

What is the difference between credit card and Visa card?

A debit card uses funds from your bank account while a credit card is linked to a credit line that can be paid back later, which gives you more time to pay for your purchases. A customer's credit line depends on their creditworthiness.

Is there such thing as a Visa credit card?

Visa is a credit card network that banks and other lenders use to issue credit cards. But Visa doesn't issue credit cards itself. Instead, it provides a payment processing network that credit card issuers like Chase and Credit One use.