How to change a card on venmo

Q: How do I update my new debit card on Venmo?

Go to the Me tab by tapping your picture or initials. Tap the Settings gear in the top right then tap Payment Methods” Tap Add bank or card...” and then tap Card” Add your card information manually or with your phones camera.

Things happen in life that you're not always prepared for, but that doesn't mean it should cause worry. Services like Venmo to send and receive money are a safety net in emergencies. It's easy to send or request money and you can change your payment method up until before you submit it. Just review the summary of your request before you send it.

Table of Contents Show

Help from Real People
Why Did GetHuman Write "How Do I Change My Credit Card Information on Venmo?"?
Why does GetHuman Write How-to Guides for Venmo Problems?
Should You Use a Credit Card on Venmo?
6 Tips for Using Venmo Safely
4 Alternative Mobile Payment Services
How to Decide Whether to Add Your Credit Card to Venmo
How do I update my new debit card on Venmo?
How do I remove my old debit card from Venmo?
How do I remove all cards from Venmo?
Can you add a second card to Venmo?

Needing to send or receive money has no doubt been an issue since currency's inception. Lucky for us, we can use services like PayPal and its subsidiary Venmo, which are more efficient than mailing a check. There will be situations where you need to change your credit or debit card information, and these can either happen just before you send your payment or you can update it ahead of time so it'll be there when you need it. This guide will show you how to update your credit card information on Venmo.

Some Basic Tips

Your payment information cannot be changed after you submit your request, so please double check your payment method before hitting send.
Please make sure you have enough funding in your Venmo account to cover the payment. If there is, the payment will be funded by your balance. If there's not enough, then the payment method reverts to your preferred method, be it bank account, debit or credit card.
Individual payments can't be funded by more than one method.
There's not an option to update a current card, you can only remove it and then add a different card.

Changing Payment Method Ahead of Time

Go to venmo.com and sign in to your account, or open the Venmo app.
Select the Menu option, which are the three horizontal lines, located on the top left-hand corner and then go to Payment Methods.
Tap on the card you wish to change and click remove. Confirm your choice by selecting Remove Card in the popup window.
You should be at the Payment Method screen, select Add Payment Method and then choose either bank account or card. Enter the information in the fields and click Add.

App Only Option

Please note there's a quicker way to add your card information after you select the payment method option. There is a camera symbol on the right side of the card number field. Tapping on this will allow you to use your phone to scan and upload your card.

Changing Payment Method Just Before You Send It

Open the app or visit the website venmo.com
Select the Send Payment option and type in the amount.
Next, you should see a summary of the transaction. Check your payment method and if it's not the right one, click or tap on it.
You should be able to either use an existing payment method or add a new one. Select the option that's appropriate for you and follow the prompts.
If you have any questions or need more help, Venmo's customer service can be reached here.

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Why Did GetHuman Write "How Do I Change My Credit Card Information on Venmo?"?

After thousands of Venmo customers came to GetHuman in search of an answer to this problem (and many others), we decided it was time to publish instructions. So we put together How Do I Change My Credit Card Information on Venmo? to try to help. It takes time to get through these steps according to other users, including time spent working through each step and contacting Venmo if necessary. Best of luck and please let us know if you successfully resolve your issue with guidance from this page.

Why does GetHuman Write How-to Guides for Venmo Problems?

GetHuman has been working for over 10 years on sourcing information about big organizations like Venmo in order to help customers resolve customer service issues faster. We started with contact information and fastest ways to reach a human at big companies. Particularly ones with slow or complicated IVR or phone menu systems. Or companies that have self-serve help forums instead of a customer service department. From there, we realized that consumers still needed more detailed help solving the most common problems, so we expanded to this set of guides, which grows every day. And if you spot any issues with our How Do I Change My Credit Card Information on Venmo? guide, please let us know by sending us feedback. We want to be as helpful as possible. If you appreciated this guide, please share it with your favorite people. Our free information and tools is powered by you, the customer. The more people that use it, the better it gets.

More than 40 million people use the peer-to-peer (P2P) payments app Venmo to make their financial lives more convenient.

The app's so prolific, in fact, that it's become a verb. Splitting a restaurant tab with a friend? "Just Venmo me later." Buying a used desk off Facebook Marketplace? "I'll Venmo you upon pickup."

If you're one of the tens of millions of people who use Venmo in conjunction with your bank account or debit card, you may be wondering whether you can add your credit card too.

The answer is yes, you can use credit cards on Venmo—but before doing so, there are several things you should know.

Should You Use a Credit Card on Venmo?

It's possible to use a credit card on Venmo, but you'll face a few restrictions. For example, you won't be able to add a credit card if it's already linked to another Venmo account, and you won't be able to transfer money from your Venmo balance to a credit card.

Another big difference to keep in mind is that you'll pay a 3% fee to send money on Venmo using your credit card. That's in contrast to using your bank account, debit card or Venmo balance, which is totally free.

Additionally, when you pay your friends and family via credit card, Venmo warns that card issuers could code the transactions as cash advances—which means an additional set of fees, often a minimum of $5 or $10. Cash advances also don't come with an interest-free grace period; they begin accruing interest immediately, sometimes at a higher APR.

When it comes to buying from a business, Venmo transactions may be coded as purchases, thereby avoiding the additional fees and interest. Still, it's worth checking with your issuer before adding a credit card to your Venmo account. Fees won't be charged when using Venmo to purchase an item from one of the company's partner businesses. In that case, the business will cover the transaction fees so you won't have to, even if you're using a credit card.

6 Tips for Using Venmo Safely

Whether you're paying on Venmo with your bank account, debit card, Venmo balance or credit card, you should follow some basic precautions to help keep your money and identity secure.

Here are six tips for using Venmo safely:

Create a strong password. When it comes to your financial accounts, one of the easiest ways to protect yourself is creating a complex password. Avoid dictionary words, instead selecting a series of lower- and uppercase letters, numbers and symbols.
Add additional security measures. By setting up a PIN, biometrics and multi-factor authentication, you'll make it much more difficult for fraudsters to gain access to your account.
Only Venmo those you trust. Venmo's user agreement states you should only transact with "people you know and trust." If you send a stranger money—either due to error or a scam—you'll have a tough time getting it back.
Stay on top of notifications. Opt into text notifications that immediately alert you to account activity, such as transfers or attempted logins, so you'll know if something fishy is going on.
Avoid public Wi-Fi. Never sign into your Venmo account while connected to a public Wi-Fi network. Hackers have been known to set up spoof networks or compromise existing ones in order to steal login details and other personal information.
Go private. With Venmo's default settings, your payment activity is public, offering identity thieves a sneak peek at your financial habits. Changing your settings will keep your transactions private.

If you ever notice a potentially fraudulent Venmo transaction, contact a customer service representative as quickly as you can. The Venmo app has a built-in chat feature you can use to get help.

4 Alternative Mobile Payment Services

Not thrilled with Venmo? No sweat: You've got plenty of other mobile payment services at your fingertips. Here are several other platforms to consider:

Google Pay

Though Google Pay is mostly used for shopping online or in stores, you can also use it to send money to your loved ones. You can't, however, use credit cards to fund such P2P transactions. You can only use bank transfers or debit cards, neither of which will trigger a transaction fee.

Zelle

Unlike other mobile payment apps, Zelle allows you to send money directly from one checking account to another. The recipient doesn't need to be a Zelle user—and, if your bank is one of its partner institutions, you won't need to download an app. Best of all, sending payments via credit card doesn't incur any fees (though the company recommends checking with your bank or credit union to find out if they charge any extra fees).

PayPal

Sending money to friends and family is free if the money comes from your PayPal balance or a bank transfer, but if you want to pay with a credit or debit card, you'll get hit with a 2.9% fee (plus a flat charge that can vary). If you're paying in U.S. dollars, the flat charge is 30 cents.

Cash App

Cash App has several unique features, including the ability to get your paychecks two days early, sign up for a free debit card that works in stores and at ATMs, and invest in stocks or Bitcoin. Just want to send money to friends? You'll pay a 3% fee to use a credit card; transfers funded via debit card or bank account are free.

How to Decide Whether to Add Your Credit Card to Venmo

There's no doubt about it: Venmo and other P2P payment services are incredibly convenient, and often free of charge. Unless, of course, you're using a credit card—in which case you'll usually pay a fee to do so.

How do I update my new debit card on Venmo?

Go to the "Me" tab by tapping your picture or initials. Tap the Settings gear in the top right then tap “Payment Methods” Tap “Add bank or card...” and then tap “Card” Add your card information manually or with your phone's camera.

How do I remove my old debit card from Venmo?

What do I do? , check under the Venmo Debit Card section, tap the image of your card, and then look for the option to disable your card. If you do not have access to your app, you can call 855-204-4090 and deactivate your card that way. This will protect you against unauthorized transactions.

How do I remove all cards from Venmo?

About This Article.

Open Venmo..

Tap the menu..

Tap Settings..

Tap Payment Methods..

Tap the account..

Tap Remove..

Tap Remove Bank..

Can you add a second card to Venmo?

Users can have up to 4 active or deleted cards in their account at any given time over a 6 month rolling period. The 4 card rolling limit means that once you add a card to Venmo, it will count against your card limit for 6 months, even if you delete it.