Can i change my direct deposit information with the irs online

Q: Can I update my bank account with the IRS online?

Theres no way to change your bank information once the IRS has accepted your e-filed tax return. You can check the status of your refund by using the IRSs Wheres My Refund? tool.

Q: What number do I call to change my direct deposit information with the IRS?

If the return hasnt already posted to our system, you can ask us to stop the direct deposit. You may call us toll-free at 800-829-1040, M - F, 7 a.m. - 7 p.m.

Tax Refund Frequently Asked Questions

Direct Deposit is a safe, reliable, and convenient way to receive Federal payments. The Department of the Treasury's Bureau of the Fiscal Service and the Internal Revenue Service both encourage direct deposit of IRS tax refunds. Direct Deposit combined with IRS e-file provides taxpayers with the fastest and safest way to receive refunds.

Table of Contents Show

Tax Refund Frequently Asked Questions
Looking for Information About Your Tax Refund?
Steps to Change Your Bank Account and Routing Number for Your Tax Refund
How do I change my direct deposit information with the IRS?
Can I update my bank account with the IRS online?
What number do I call to change my direct deposit information with the IRS?

This resource page of frequently asked questions about IRS tax refunds provides financial institutions with useful information for reference while assisting customers during the tax filing season.

For other FAQs about Direct Deposit, download the Direct Deposit FAQs.

Looking for Information About Your Tax Refund?

E-file and sign up for Direct Deposit to receive your refund faster, safer, and easier! You can check the status of your refund using IRS’ Where’s My Refund?

Not using e-file? You can still get all the benefits of Direct Deposit by getting your tax refund deposited into your account. Simply provide your banking information to the IRS at the time you are submitting your taxes.

Convenience, reliability and security. No more special trips to your institution to deposit your check — a nice feature if you are busy, ill, away from home, located far from a branch or in a place where parking is hard to find. You no longer need to wait for your check to arrive in the mail. Your money will always be in your account on time. If you move without changing financial institutions, you will not have to wait for your check to catch up with you. You do not have to worry about lost, stolen or misplaced checks.

Last modified 08/25/22

Hi Hitme,
If you have already filed your return you cannot change your information. You would have to wait until your return gets accepted or rejected (January 31st is when the IRS opens their efile system). If your return gets accepted,
you will not be able to make any changes.

If your bank information is incorrect, the bank will reject the deposit and return the funds to the IRS. The IRS will automatically switch you to receiving a check. The IRS will then mail you a check for the refund.

If your return gets rejected, you can then go back through the file interview to make your changes. For the online editions of TurboTax click on File located on the left side of the online program screen. Go through the interview in File and
you will come to the screen where you can enter the correct bank routing and account information.

I hope that this information helps you out.Thanks for choosing TurboTax and Good Luck, Bea

The IRS will not change the account for a direct deposit, but you may be able to ask them to cancel the deposit and to mail a check instead if you reach them in time.

IRS: 800-829-1040 hours 7 AM - 7 PM local time Mon-Fri

Listen to each menu before making the selection.

First choose your language. Press 1 for English.

    Then do not choose the first choice re: "Refund", or it will send you to an automated phone line.
    Instead, press 2 for "personal income tax".
    Then press 1 for "form, tax history, or payment".
    Then press 3 "for all other questions."
    Then press 2 "for all other questions."  It should then transfer you to an agent, but there is likely to be a long wait.

I usually use a speakerphone so I can work on something else while waiting.

If you can't cancel the deposit, the IRS will attempt to deposit it in your bank, and if your bank refuses, it will go back to the IRS, who will issue you a check in the mail.

There is another scenario. If you chose to pay any fees out of your Federal refund, an intermediary bank is involved. The IRS will send the deposit initially to that intermediary bank where the fees are subtracted. Then that bank will try to make the deposit to your bank. If it fails, it will go back to the intermediary bank, and the intermediary bank would issue you the check by mail, less a $20 service fee. If you did not use that service to pay the fees, then this paragraph won't apply to you.

Do you need to change your banking and routing numbers for your tax refund from your checking account to your savings account, or vice versa? If so, we can walk you through the process.

Steps to Change Your Bank Account and Routing Number for Your Tax Refund

If necessary, you can change a wrong bank account and routing number for a tax refund. However, the process is different depending on whether or not you’ve successfully filed your return.

If you haven’t yet filed your return, or if the IRS rejected your return:

Go to the File section of the H&R Block Online product.
Choose how you want to file.
Choose Direct Deposit.

When prompted, enter your routing number and account number. Re-enter the same information to confirm.

If you’ve already filed your return, you can review your direct deposit information on a copy of your return.

If the IRS has accepted your return already, you won’t be able to change your bank and routing number for your tax refund. You can only request that the IRS issue you a check – and that’s only if the return has not yet been processed. If you don’t contact the IRS, they’ll first try to send your refund to the bank account and routing number listed in the return. If the bank returns your direct deposit, the IRS will send a paper check to the mailing address listed on your return.

If you want to change your bank account or routing number for a tax refund, call the IRS at 800-829-1040.

How do I change my direct deposit information with the IRS?

If you want to change your bank account or routing number for a tax refund, call the IRS at 800-829-1040.

Can I update my bank account with the IRS online?

There's no way to change your bank information once the IRS has accepted your e-filed tax return. You can check the status of your refund by using the IRS's Where's My Refund? tool.

What number do I call to change my direct deposit information with the IRS?

If the return hasn't already posted to our system, you can ask us to stop the direct deposit. You may call us toll-free at 800-829-1040, M - F, 7 a.m. - 7 p.m.