Skip to main content Show
Bank of America Advantage Banking Which is best for you?
SafeBalance®Checkless banking with flexible ways to pay Advantage PlusEveryday banking with more ways to waive the monthly fee Advantage RelationshipPerks for higher balances, like fee waivers and interest Bank of America Advantage SafeBalance Banking®Checkless banking with flexible ways to pay $XXXX or $0 Avoid the monthly fee We’ll waive the monthly maintenance fee each statement cycle that you:
OR OR OR Bank of America Advantage Plus Banking®Everyday banking with more ways to waive the monthly fee $XXXX or $0 Avoid the monthly fee We'll waive the $XXXX monthly fee each statement cycle that you:
OR OR OR Bank of America Advantage Relationship Banking®Perks for higher balances, like fee waivers and interest $XXXX or $0 Avoid the monthly fee We'll waive the $XXXX monthly fee each statement cycle that you:
OR OR Here's how it worksBank of America Advantage Banking is a checking account layer with three settings. Pick the one that works. If life changes, just switch it up. What is a checking account?A checking account is a type of deposit account that enables you to deposit and withdraw available funds on demand, typically by writing a check or using a debit card. Checking accounts are sometimes interest-bearing. SafeBalance®Checkless banking with flexible ways to pay Advantage PlusEveryday banking with more ways to waive the monthly fee Advantage RelationshipPerks for higher balances, like fee waivers and interest Bank of America Advantage SafeBalance Banking®About SafeBalance®:
$XXXX or $0 monthly feeWe'll waive the monthly maintenance fee each statement cycle that you: Are an owner of this account under age 25 and qualify as a Student OR Are an owner of this account under age 18 OR Are enrolled in Preferred Rewards To view all fees see the Personal Schedule of Fees. You can also refer to our Clarity Statement for additional information. About SafeBalance®:
$XXXX or $0 monthly feeWe'll waive the monthly maintenance fee each statement cycle that you: Are an owner of this account under age 25 and qualify as a Student OR Are an owner of this account under age 18 OR Are enrolled in Preferred Rewards To view all fees see the Personal Schedule of Fees. You can also refer to our Clarity Statement for additional information. Bank of America Advantage Plus Banking®About Advantage Plus:
Bank of America Advantage Plus Banking®About Advantage Plus:
Bank of America Advantage Relationship Banking®About Advantage Relationship:
Bank of America Advantage Relationship Banking®About Advantage Relationship:
Which is best for you?Easy, anytime accessEasy, anytime accessVisit us at thousands of financial centers and ATMs or have a quick chat with Erica, your virtual banking assistant. Visit us at thousands of financial centers and ATMs or have a quick chat with Erica, your virtual banking assistant. Visit us at thousands of financial centers and ATMs or have a quick chat with Erica, your virtual banking assistant. Convenient ways to pay24/7 securityUse your debit card, a digital wallet, or pay friends securely with Zelle® right from your phone. Total Security Protection® and fraud monitoring. Safer login, card locking features and more. Total Security Protection® and fraud monitoring. Safer login, card locking features and more. 24/7 securityConvenient ways to payTotal Security Protection® and fraud monitoring. Safer login, card locking features and more. Use your debit card, a digital wallet, or pay friends securely with Zelle® right from your phone. Use your debit card, a digital wallet, or pay friends securely with Zelle® right from your phone. Smart money management toolsSmart money management toolsSet custom alerts and savings goals. Get cash back deals and rewards customized for you. Set custom alerts and savings goals. Get cash back deals and rewards customized for you. Set custom alerts and savings goals. Get cash back deals and rewards customized for you.
Here's what you'll get with each account setting Our $0 Liability Guarantee credits fraudulent transactions made with your debit card back to your account as soon as the next business day if your card is lost or stolen. Deposit a check into your account using the camera on your smartphone or tablet and the Mobile Banking app. Don't worry: Check images are stored securely at the bank and never on your device. You can see the big picture with our interactive Spending and Budgeting tool. Track your habits and set up budgets to take more control over your money. Lock a missing card quickly and easily to prevent unauthorized use. Need your new card fast? Request a digital card through our mobile app. Cards can be added to a digital wallet for use at stores, cardless ATMs and more. Know now and react fast to important account changes. You can set custom alerts via email or text for things like a low balance, a pending deposit, an upcoming bill and more. Need to access your account quickly? Log in to the Bank of America Mobile Banking app using the fingerprint feature on your mobile device. Here's what you'll get with each account settingOur $0 Liability Guarantee credits fraudulent transactions made with your debit card back to your account as soon as the next business day if your card is lost or stolen. Deposit a check into your account using the camera on your smartphone or tablet and the Mobile Banking app. Don't worry: Check images are stored securely at the bank and never on your device. You can see the big picture with our interactive Spending and Budgeting tool. Track your habits and set up budgets to take more control over your money. Lock a missing card quickly and easily to prevent unauthorized use. Need your new card fast? Request a digital card through our mobile app. Cards can be added to a digital wallet for use at stores, cardless ATMs and more. Know now and react fast to important account changes. You can set custom alerts via email or text for things like a low balance, a pending deposit, an upcoming bill and more. Need to access your account quickly? Log in to the Bank of America Mobile Banking app using the fingerprint feature on your mobile device. The student advantageWe remember what it's like just starting out. That's why there is no monthly maintenance fee for Students under 25. Student waivers for Advantage SafeBalance and Advantage PlusStudents under age 24 are eligible for a waiver of the monthly maintenance fee for the Advantage SafeBalance and the Advantage Plus setting while enrolled in a high school, college, university or vocational program. Please refer to your Personal Schedule of Fees for details. Looking for more?| Top Checking FAQs How can I open a checking account with Bank of America? You can apply online for a checking account, savings account, CD or IRA. Simply select an account, enter your personal information, verify your information and choose features & funding options. You will receive an email once your application is received and a follow-up email telling you whether it has been approved, plus any next steps. Change your mind? No problem. Call us or come in to switch settings. Compare Settings
Please select your countyEnter your zip codePlease enter the zip code for your home address so we can give you accurate rate and fee information for your location. Which bank is best to open an account?The best checking accounts for October 2022. Best overall rate: Heritage Bank.. Best for no/low fees: NBKC Bank.. Best for members of the military and veterans: Navy Federal Credit Union.. Best for mobile app high-yield rate: Ally Bank.. Best for unlimited ATM fee rebates: LendingClub Bank.. What are the 3 things to consider when opening a checking account?Before you open a checking account, consider these factors: Insurance. Minimum deposit requirements. Fees.
How do I decide which bank to use?8 steps to choose a new bank. Identify the right account. ... . Look for banks that charge low or no fees. ... . Consider the convenience of a bank branch. ... . Take a look at credit unions. ... . Find a bank that supports your lifestyle. ... . Examine digital features. ... . Understand the terms and conditions. ... . Read reviews for banks you're considering.. What banks pay you to open an account?A closer look at the top consumer checking account bonuses. Citibank: Up to $2,000 bonus.. Fifth Third Bank: $375 bonus.. BMO Harris: $300 or $500 bonus.. SoFi Bank: up to $300.. TD Bank: up to $300.. M&T Bank: up to $200 bonus.. Chase Bank: $200 or $100 bonus.. Huntington National Bank: Up to $300 bonus.. |