Western union send money using credit card

Q: How do you send money using a credit card?

Visit the money transfer services website. Choose the amount you want to send. Enter the recipients (or your own) bank account information. Enter your credit card as the payment method and submit the transfer.

Table of Contents Show

Send money to a bank account
Online money transfer in 4 steps
Don’t have a Western Union profile yet?
Last year, our customers made 268 million transfers
Ready to send?
How to Send Money Online
Send money for cash pickup
How to Send Money Online
Can I use credit card to Western Union?
Can you send money on Western with credit card?
Can I send money to someone with a credit card?
How do you send money using a credit card?

Send money to a bank account

Online money transfer in 4 steps

Don’t have a Western Union profile yet?

Once your profile is set up, you can enjoy convenient online money transfers.

Last year, our customers made 268 million transfers

Worldwide

We’re in 200+ countries and territories.

Reliable

We’ve been moving money for over 145 years.

80 billion USD annually

We make an average 31 transactions per second.

Ready to send?

Need help?

Our current money transfer service is to overseas bank accounts only. Visit our FAQs for more information or call us from 9 am – 9 pm.

1 800 102 7111

1 Please use care when providing bank account information. Funds will be paid into the bank account corresponding to account number you provide. The receiver’s account must be a local currency payout account. If you’re sending to a company or an institution, please provide the business’ name, bank account number, bank name, and bank routing number (SwiftBIC).

Transfer money online with the same convenience of checking your email or surfing the web. Western Union makes it possible to send money online 24/7, from the comfort of your own home with several fast, convenient, and safe online money transfer options.

Cash Pickup – When you need money there in minutes.1, 4

How to Send Money Online

Sending money online with Western Union is easy. Choose the service that’s best for you and follow the simple steps below to find out how.

Send money for cash pickup

Choose country, amount and delivery method (cash).
Enter your receiver’s name.
Pay with your card.
You’ll get a confirmation by email. Save the tracking number (MTCN) to share with your receiver for pickup.

1 Read the restrictions and special notes for the Money in Minutes service.

2 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, or selection of delayed options. Additional restrictions may apply. See online Terms & Conditions for details.

3 Card issuer cash advance fee and associated interest charges may apply.

4 Standard message and data rates from mobile service providers may apply.

Send Online Now

Estimate fees for sending money online

Cash pickup - When you need money there in minutes.
To a bank account - Send money directly to your receiver's bank account.
To a mobile phone - If your receiver lives in a country where we offer this service, you can even send money to their mobile phone—so they can get their money quicker and easier than ever. Make sure your receiver has activated a mobile wallet with one of our partner mobile operators in their country.

How to Send Money Online

Sending money online with Western Union is easy. Choose the service that's best for you and follow the simple steps below to find out how.

Transaction limits

You can send up to 800 GBP within a 12-month period before we ask you to verify your identity.

Payment options

You can pay with your credit or debit card (Visa, Visa debit, MasterCard or Maestro). Or you can use our more economical payment option and pay directly through your bank account.

Send money for cash pickup^ Return to Top

Log in to your profile. If you don't have a profile, please register for free.
Choose country, amount and delivery method (cash).
Enter your receiver's name.
Pay with your card or with bank transfer.
You'll get a confirmation by email. Save the tracking number (MTCN) to share with your receiver for pickup.

Send money to a bank account^ Return to Top

Log in to your profile. If you don't have a profile, please register for free.
Choose country, amount and delivery method (bank account).
Enter your receiver's bank account information. Learn more about what's required.
Pay with your credit or debit card, or with bank transfer.
You'll get a confirmation by email with the tracking number (MTCN).
The money will be deposited into your receiver's qualifying bank account. Check out destination-specific timing.

Send money to a mobile phone^ Return to Top

Check available destination countries and mobile networks.
Log in to your profile. If you don't have a profile, please register for free.
Choose country, amount and delivery method (mobile wallet).
Enter your receiver's name and mobile number.
Pay with your credit or debit card
You and your receiver will get a confirmation alert in the form of an SMS notification when the money's delivered.

Read the restrictions and special notes for the Money in Minutes service.

Read the restrictions and special notes for the To a Bank Account service.

Read the restrictions and special notes for the Mobile service.

Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, or selection of delayed options. Additional restrictions may apply. See online Terms & Conditions for details.

Funds will be paid to the receiver’s mobile wallet account provider for credit to the account tied to the receiver’s mobile number. Additional third-party charges may apply, including SMS and account overdrawn charges.

Card issuer cash advance fee and associated interest charges may apply.

Standard message and data rates from mobile service providers may apply.

Can I use credit card to Western Union?

WU accepts Visa® and MasterCard® credit cards*. *Card issuer cash advance fee and associated interest charges may apply. Use a debit card to avoid these fees and charges. Note: American Express and Discover payment cards are not accepted for Telephone money transfer.

Can you send money on Western with credit card?

With Western Union, you can transfer money using a credit card online, via our app, or at one of our handy local agent locations. All you need to do is have the information of both accounts involved in the transfer (sender and receiver), choose how much you want to send, and where you want to send it.

Can I send money to someone with a credit card?

Can I send money with a credit card? Yes. There are several platforms you can use to send money with a credit card, from PayPal to Venmo. However, these apps and services charge a fee that is typically a percentage of the amount transacted.

How do you send money using a credit card?

Visit the money transfer service's website. Choose the amount you want to send. Enter the recipient's (or your own) bank account information. Enter your credit card as the payment method and submit the transfer.