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Have you misplaced your child’s Social Security card? Or even more unsettling, has it been stolen? You might think your child’s card can’t be misused if he or she is underage. Unfortunately, that's not the case. Jump ahead to these sections:
In 2017, more than one million children were victims of identity theft. Most at risk are children under age seven. Thieves can create new identities using a mix of your child's identification and fake information to open new lines of credit on homes, car loans, and even personal loans. Social Security theft impacts your child's future in other ways, too. It can disqualify your child from financial and college scholarships or even deny him or her employment later on in life. We’ll show you how to replace your child's Social Security card and learn some action steps you can take to prevent fraud. Post-loss tip: If dealing with social security details is a part of handling the unfinished business for an adult child who has passed, there are many other emotional and technical aspects of this process that can be overwhelming without a way to organize. We have a post-loss checklist that will help you ensure that your loved one's family, estate, and other affairs are taken care of. Why Should I Replace My Child’s Card?Technically, you don’t need your child’s Social Security card, but you do need the number for most things. It’s not often anyone or any entity asks for proof of the physical card. You will also need the number if you plan to open a bank account for your child, get him or her medical coverage, or add your child to your federal and state tax returns. However, there is a lifetime and yearly limit to replacing cards. You can replace your own and your child’s card three times a year or ten times per lifetime. Memorize your child’s number to be safe so that even if the card is lost, you’ll be able to complete most documents. Remember, a Social Security card is a government document that should remain in your hands. Before you replace your child's card, here are the immediate steps you need to take now to protect your child's identity. Step 1: Take Immediate ActionFirst, take a deep breath. There's a chance that a Good Samaritan found your child's card and mailed it back to the Social Security office. However, in case that didn’t happen, here's what you need to do:
Finally, you will need to replace your child's Social Security card. We've put together the information you need to know in the rest steps below. Step 2: Gather DocumentsYou’ll need to take two types of documentation to your local Social Security office in order to get a new card for your child. Keep in mind the Social Security office only accepts unexpired original documents or certified copies — no notarized copies or photocopies. First, you will need to prove your child’s identity, citizenship, and age. The only document you can use to prove all three at the same time is a U.S. passport. You can also use the following:
You will also need to prove your child’s age. Some of the documents the SSA office accepts are:
Lastly, to prove citizenship, you may use your child’s U.S passport or birth certificate. You can also use:
It’s easiest to use a document that proves more than one requirement. You can use a religious record to prove both your child’s age and identity, or you can use a birth certificate to prove both age and citizenship. Make sure to verify documents with the Social Security Administration before moving to step 3 below. Finally, you will need to verify your identity and relationship with your child. The document needs to show your name and photo, such as a driver’s license, state ID card, or U.S. passport. To verify your relationship, the birth certificate above will be enough, but you can use an adoption decree or court order of patronage, too (depending on your relationship with the child). Did you know?Federal law requires funeral homes to accept caskets from anywhere. Explore casket options Step 3: Complete ApplicationNext, you will need to complete an application for a new Social Security card. You can fill out the form and sign it on behalf of your underage child as long as he or she is under 18 years old. Once you put this form together with your gathered documents, you can move to step 4. Step 4: SubmitYou will need to take your application for a replacement card (along with your and your child’s documents) to your local Social Security office or mail it. It’s important to note that you cannot complete your child’s application online, though you can request an adult card online. If you visit a few minutes before your local Social Security office opens, you could be in and out in as little as 15 minutes. Wait times will be longer later in the day. Mailing an application is riskier. You may want to visit in person to avoid essential documents (like your child's passport and birth certificate) getting lost in the mail. If you do choose to mail your child’s application, these documents will be mailed back to you. Ultimately, you can expect your child’s card in your mailbox within seven to 15 days. Not ready to start your will?It's a big step and we get it! Share your email and we'll remind you in a few days.Thank you for subscribing. Expect an email soon! What If My Child Doesn’t Have a Card?You can follow these steps to file for a new card if your child doesn’t already have a card. Keep in mind that children over 12 years of age need to appear to the Social Security office in person for an interview. How Can I Prevent Fraud?Here are some tips you can use to secure your child’s identity now and into the future. Here are some tips:
Plan for Your Child’s FutureKeeping your child’s Social Security number secure is an important step toward keeping his or her benefits safe — like Social Security benefits for his or her future family. Children grow up fast, and it's important to think about his or her later-in-life experiences, too. It’s never too early to plan well for yourself as well. Cake can help you store your will, name an estate beneficiary, and secure your legal documents safely online. Cake’s free online profile ensures that all of your end-of-life resources are in one place so you won’t have to worry about replacing a lost document ever again. If you're looking for more ways to protect or store important documents, check out our guides on how to store important documents and how long you should keep documents. Sources:
How do I get a Social Security card for my child in Texas?The easiest way to get a Social Security number for your newborn is to apply when you provide information for your baby's birth certificate in the hospital. If you wait to apply for a number at a Social Security office, there may be delays while we verify your child's birth certificate.
What steps should I take if I lost my Social Security card?The easiest way to request a replacement SSN card is online with a free, personal my Social Security account. You can go to www.ssa.gov/ssnumber and answer a few questions to find out the best way to apply.
How can I prove my Social Security number without a card?Verification Documents
A W-2 form. A SSA-1099 form. A Non-SSA-1099 form. A paystub showing full SSN.
Can I get proof of my Social Security number online?Our customers can get an instant verification letter online with a personal my Social Security account. Also, they may continue to call us toll-free to request a letter by mail.
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