How long does account verification take for direct deposit

Applies to editions of Google Workspace and other paid subscriptions in your Google Admin console.

When you add a bank account to your Google billing account, we can’t debit payments from the account until we verify it’s yours. If your bank account has a billing address in the U.S. or a supported European country, Google makes a small test deposit into the account. Enter the same amount in your Google billing account so that we know that your account is valid and that you can access it. See Payment options in my country.

Before you begin

It might take several days to verify your account. In the meantime, add a credit card to use as a backup, in case your current payment method fails. See Add a backup credit card.

  1. Add a bank account.
  2. Wait a few days for the test deposit to appear (2–5 business days).
  3. Search your bank records for a deposit from Google Inc. or AFS (Google’s payment partner).
  4. Note the exact amount of the deposit.

Verify deposit amount

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  1. Click your subscription.

  2. Next to your subscription, click View payment methods.

  3. Next to the bank account you want to verify, click Fix.
  4. Select the exact amount of the test deposit in the field provided, and click Verify.

Test deposit not appearing?

If you don’t see the test deposit in your bank account after 5 days, check to see if your test deposit failed.

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To receive payments by EFT,  you need to verify your bank account using a test deposit. A test deposit is a small amount (less than $1) sent by Google to "test" your bank account. We do this to make sure that when we send your actual payment, we send it to the correct bank account. You can check if you've received it by accessing your bank statement or asking your local bank.

You won't see the test deposit in your bank statement right away—this process takes 2-5 working days. Please wait until you see the actual amount deposited in your bank account before you enter it in your AdSense account. Watch this video taking you through the process of adding EFT and verifying the test deposit.

After you receive your test deposit, follow these steps to verify your bank account:

  1. Sign in to your AdSense account.
  2. Click Payments.

    You'll see a red alert in your AdSense account.

  3. Click Manage payment methods.
  4. Click Verify now.
  5. In the drop-down menu, select the test deposit amount that you received in your bank statement.
  6. Click Verify. If the amounts match, your bank account is verified.

    You're now set up to receive your AdSense payments by EFT.

If you don’t receive your test deposit after 10 working days, it's likely that you've provided incorrect bank account details. In this case, we advise you to:

  1. Contact your bank to make sure you have the correct bank account details.
  2. Add a new payment method with your updated bank account details, set it as your primary payment method, and wait for your test deposit.
  3. Remove your old payment details.

Test deposit FAQs

Is there any way to verify my bank account without a test deposit?

No. Your bank account needs to be verified with a test deposit before we can send you an actual payment. This is a precaution for security reasons, to make sure that your payment reaches you.

Note that you don’t need to verify your account with a test deposit in the following countries or territories: Bulgaria, Gibraltar, Iceland, Latvia, Liechtenstein, Lithuania, Romania, and South Africa.

Where can I find my test deposit?

Depending on which country your bank is located in, the test deposit will appear in your bank account under one of following labels:

  • AFS RE GOOGLE
  • AFS RE GOOGLE ADSENSE
  • ARVATO FINANCE SERVICES LIMITED
  • BFS FINANCE LTD
  • CITIBANK IRELAND FINANCIAL SERVICES
  • Google AdSense Payment

I received a test a deposit but I still can’t verify my bank account. What should I do?

If you received your test deposit but haven't been able to successfully verify your bank account, here's what might have happened:

  • Your bank applied a commission to your test deposit so the amount we sent you is not the same as the amount you received. Please contact your bank to confirm the exact test deposit you received before the commission was applied, and then enter the amount in your AdSense account.
  • You attempted to enter your test deposit the maximum of three times and you've been blocked from entering it again. Please contact AdSense support who will be able to help you resolve this.

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Why is my direct deposit pending verification?

Pending direct deposit is a status for a payment going through to a bank account or online wallet. Before a direct deposit payment can go through successfully, banks need to verify that the incoming deposit is valid. During this time, the money is in a “pending direct deposit” status.

How long does a bank account verification take?

Bank account verification can take as little as a few seconds and as many as 10 days, depending on the method used. Open banking verification and credit checks each involve electronic checks against accounts in real time. As a result, they can confirm a customer's account details immediately.