How do you reinstate a suspended license in florida for no insurance

Do you need car insurance in Florida? How much is the fine for driving without insurance? What are the penalties for driving without insurance in Florida? What happens when the license is suspended for no insurance? Have these questions taken away your sleep? Read on to know more!

Fuel, groceries, rent, healthcare, and education are all expensive. The problem is that you need all that stuff to survive, so you keep paying the price and looking for other ways to save money.  What the heck do you think about it? Getting rid of auto insurance is the best way to save money. However, driving without auto insurance in Florida would cost you a lot more than your monthly insurance bill. Indeed, Florida’s car insurance penalties are, you guessed, expensive. 

How do you reinstate a suspended license in florida for no insurance

  • Do you need car insurance in Florida?
  • What happens when the license is suspended for no insurance?
    • What happens when driving with an expired license in Florida?
    • Will Florida suspend if you don’t have insurance?
  • How much is the fine for driving without insurance?
    • Florida first-time offender penalties
    • Subsequent insurance penalties in Florida
  • Things to remember
  • The most critical component of insurance

Driving without insurance is illegal in Florida and is a serious offense that can lead to license suspension or revocation.

Florida drivers must have both $10,000 in PIP and $10,000 in property damage liability insurance (PDL). Additionally, according to Florida law, any car used within the state for more than 90 days in a calendar year must have this type of auto insurance.

What happens when the license is suspended for no insurance?

If the No-Fault Law suspends your driver’s license and license plate(s):

  • You must pay $150 and provide proof of insurance to reinstate them. 
  • Pay $250 if it occurs a second time within three years. 
  • You must pay $500 if it occurs three times in three years.

What happens when driving with an expired license in Florida?

Driving with an expired license for six months carries only a minor fee. After that, the offense is a non-criminal “infraction,” and the fine is $30 per Florida Statute 322.065.

Will Florida suspend if you don’t have insurance?

Your driver’s license or registration will be suspended in Florida if you fail to maintain the necessary insurance coverage. Additionally, you will be asked to pay a $500 reinstatement fee.

How much is the fine for driving without insurance?

Florida first-time offender penalties

When your Florida auto policy lapses, the insurance provider must inform the State immediately. It will alert you of the proof of recent coverage by the department of highway safety and motor vehicles. If you do not give this new proof, you are disqualified for up to three years from your license, plates, and registration. When you have made this revocation, you must prove a new policy to the State and pay an additional $150 charge for a reinstatement of your license, plate, and registration. In other words, you’re not going to work if you intended to save a little money by going for a month or two without insurance.  

How do you reinstate a suspended license in florida for no insurance

Subsequent insurance penalties in Florida

Offenses that follow are more costly. If the insurance is lost a second time, the re-establishment premium rises to $250 within three years of the first loss. The reinstatement fee for the third conviction would be up to $500 in three years. 

Things to remember

Your insurance company will give you a Florida Insurance I.D. card when you first get your policy. If you do not have your car insurance proof you will get a ticket. You cannot get a temporary replacement license for any occasion, including employment if your driver’s license or license plates have been revoked for not following the financial responsibility or no-fault rules. A second-degree misdemeanor can be levied against someone who makes a false declaration or commits forgery concerning their car insurance.  

How do you reinstate a suspended license in florida for no insurance

The most critical component of insurance

All you’ve just heard about losing your driver’s license and the costs of regaining it pales in comparison to this. What happens if you don’t have insurance after an accident? In general, we are all aware that a car accident will result in severe and costly personal injury. Florida is a no-fault state. That does not mean you will be excluded from coverage for other people’s injuries. You will also be sued in Florida for the costs of “serious” accidents you cause due to a car accident. 

How do you reinstate a suspended license in florida for no insurance

Here’s more info on top-rated airport parkingthe best parking spots in your city, the most affordable insurance for your car, and top-rated car washes near you.

Can I reinstate my suspended license online in Florida?

Once DHSMV receives our request to reinstate you need to: Access the MyDMVPortal.flhsmv.gov to pay your driver license reinstatement fee online; or, Call the DHSMV at (850) 617-2000; or, Visit your local DHSMV or tax collector office to pay the license reinstatement fee.

Will Florida suspend my license for not having insurance?

Your driver's license or registration will be suspended in Florida if you fail to maintain the necessary insurance coverage. Additionally, you will be asked to pay a $500 reinstatement fee.

How do I get my license back after suspension in Florida?

To clear the suspension, contact the court in the county where the suspension was issued and satisfy the court requirements. You may then present proof of satisfaction in the form of an affidavit within 30 days, along with all applicable reinstatement fees, to any Florida driver license service center.

How much is it to reinstate your license in Florida after suspension?

Reinstatement Fees For failure to comply with or pay a traffic ticket, you will pay a D-6 suspension reinstatement fee of $60.00. For reinstating your license after failing to pay child support, you will pay $60.00. For other suspensions, you must pay a suspension reinstatement fee of $45.00.