Credit one bank visa platinum card review

Keep in mind that you can ask to get a credit limit increase by calling the Credit One Bank customer service number you see on the back of your card, but it's best not to do that more than once a year. Credit One Bank will also evaluate your account periodically to determine whether you are eligible for a credit limit increase. Paying on time and keeping your credit utilization low are key for getting unsolicited credit line increases with Credit One Bank.

4

0

Credit one bank visa platinum card review

Marion
December 3, 2022 • @marionm1

Report Abuse

5 Star Rating

Credit one is a great card to have. I was able to acquire this card with a 610 vantage score with a decent limit. It offers identity theft protection plus the 2% to 5% cash back is great too...All the while, building your credit score.

show more

show less

Comment

0

0

Credit one bank visa platinum card review

Melissa
November 18, 2022 • @melissaa_24

Report Abuse

5 Star Rating

Verified Customer

AGREEABLE, GOOD CUSTOMER SERVICE, EASY TO USE MOBILE APP, NO HIDDEN FEES, LOW APR RATES, NO SECURITY DEPOSIT REQUIRED TO OPEN AN ACCOUNT

show more

show less

Comment

0

0

Credit one bank visa platinum card review

Phillip
November 3, 2022 • @phillipct123

Report Abuse

5 Star Rating

Verified Customer

Good card and helps me pay bills on time and also it’s easy to use and has never failed me before. Bank isn’t bad either never had a problem

show more

show less

Comment

0

1

Credit one bank visa platinum card review

Tracey
October 14, 2022 • @traceys_home

Report Abuse

1 Star Rating

Verified Customer

Even with excellent credit, this bank will not give me a credit line increase. I would not recommend this credit card. They advertise that an account review will take place to determine if a credit line increase will be awarded, but they will not give a credit line increase.

show more

show less

Comment

0

0

Credit one bank visa platinum card review

Frankie
October 12, 2022 • @ffrankiebarnum

Report Abuse

5 Star Rating

Verified Customer

I think it's a great card I've had the one card now for a year and a half they started me out at 600 credit limit and I just recently got the Platinum Card they started me out $1,000 credit limit customer services always been polite very easy to pay on the through the app I would recommend this card

show more

show less

Comment

0

0

Credit one bank visa platinum card review

Samuel
September 16, 2022 • @mrasarejr

Report Abuse

2 Star Rating

Verified Customer

Credit One has been with me through thick and thin. When I had my financial and credit struggles, they were the first to come to my rescue. However, after years of being with them, they sell me my credit increase for a nominal fee, interest rate is still high at 26%, and there is STILL an annual fee which is deducted every month, which is a nuisance. I paid it off and use it very sparingly. Things could change, if they would change. But I don’t see that anytime soon

show more

show less

Comment

1

0

Credit one bank visa platinum card review

Matthew
September 15, 2022 • @matthewm_259

Report Abuse

1 Star Rating

Verified Customer

Shows late payment when it wasn’t and they won’t fix it. Stay away from this company if you live your credit rating I’ve tried everything and my credit report is perfect which means they are at fault .

show more

show less

Comment

0

0

Credit one bank visa platinum card review

Tina
September 10, 2022 • @ttorregiano2022

Report Abuse

4 Star Rating

Verified Customer

Thank you for having this card as an option for someone like me who is trying to build credit. Having the card in case of emergencies is wonderful!

show more

show less

Comment

0

0

Credit one bank visa platinum card review

Robin
August 30, 2022 • @rlvjjlp

Report Abuse

5 Star Rating

Verified Customer

This credit card really does what they say. I've gotten credit increases and offers for a second account with a higher limit. Without even soliciting then.

show more

show less

Comment

0

0

Credit one bank visa platinum card review

Linda
August 21, 2022 • @urbanczyklinda44

Report Abuse

5 Star Rating

Verified Customer

Great card to start rebuilding credit. Gave me a chance with a poor credit score. Received an increase in credit within a year. Has an app to easily pay your bill and keep track of spending.

What is the limit on a Credit One platinum card?

The Credit One Platinum credit limit is $300 or more. Everyone who gets approved for Credit One Platinum is guaranteed a credit limit of at least $300, and particularly creditworthy applicants could get limits a lot higher than that.

Is a Visa Platinum card good?

Our Verdict. If you're looking for the longest runway possible to pay off a big purchase or shed existing debt, the U.S. Bank Visa® Platinum Card is one of the best choices you'll find. The lengthy 0% intro APR on purchases and balance transfers for 18 billing cycles, followed by a variable APR of 18.74% - 28.74%.

Is Credit One Bank a legit credit card?

Credit One is a legitimate credit card company that offers unsecured credit cards to people with bad credit or better. Credit One credit cards are best for people who want to build credit and earn rewards on purchases but may also need to borrow a bit of money for emergency expenses.

How does a credit one bank platinum card work?

With this card, you have a good chance of rebuilding your credit while earning 5% cash back on eligible gas, grocery, internet, cable, satellite TV and mobile phone purchases up to $5,000 every year and a 1% cash back on other purchases.