Can you send money through cash app internationally

What is Cash App? 

Founded in 2009 before launching officially in 2013, Cash App was designed to be a handy mobile app for sending and receiving money between friends and family and other trusted contacts or “peers.” Headquartered in San Francisco, California, Cash App is one of the leading fintech success stories to come out of the United States. In 2020, the company reported $5.9 billion in total revenue. 

As far as mobile services go, Cash App is widely considered to be a safe and reliable digital tool due to its intuitive user interface and protection of customer data through PCI-DSS (Payment Card Industry Data Security Standard) compliance. These are the same security protocols that major credit card companies maintain and mean payment data is encrypted for both sender and receiver. Despite this, Cash App funds are not insured by the FDIC (Federal Deposit Insurance Corporation), which some customers may deem a cause for concern.

What is Cash App used for?

Cash App is primarily used to send and receive money: users search for contacts by entering their recipient’s name, phone number, or $Cashtag username. Payment requests are also submitted this way, with both parties notified once payment is made. 

The key features of Cash App include: 

• Send and receive money quickly and conveniently 
• Receive a free Cash App debit card 
• Open a free Cash App account separate from your bank account
• Invest in stocks and Bitcoin

Can I use Cash App to make an international transfer?

This mobile platform is often compared to other payment services in the industry, like PayPal, Venmo, and Zelle. However, unlike some of its competitors, Cash App does not support international transfers beyond the UK and US. This means customers outside these countries cannot use this application to send and receive money.  

What are the alternatives?

If you plan to use Cash App to make an international transfer outside the UK or US, we recommend the following service providers. All of them offer fast, affordable, and secure alternatives.

TorFX

This money transfer operator is highly praised by personal and business clients alike due to the many different payment solutions available. Depending on your needs, customers can arrange mass international payments for business or forward contracts, both of which are particularly useful for anyone who is sending large amounts of money abroad. Fans of mobile services will be happy to learn the TorFX app enables users to send international transfers on the go, 24/7. 

Xe

Known within the industry as a trusted online foreign exchange platform, Xe Money Transfer is an excellent option for anyone who wants to benefit from the mid-market rate when sending funds abroad. Xe has built a reputation for having one of the farthest-reaching remittance networks, supporting more than 170 countries and over 65 different currencies. Customers who value transparency and usability will be more than satisfied with the services offered via the Xe app. 

WorldRemit

The third and final alternative we would recommend to users is WorldRemit, a money transfer operator that supports over 150 sending countries and bank-beating exchange rates. The company is also known for offering various flexible payment methods, making it easy for customers with different financial requirements to transfer money from one country to another. Find out about WorldRemit’s mobile services by reading our review of the app here. 

Bottom line 

Cash App efficiently serves its US and UK-based customers, but this guide will help users who plan to send money internationally to other countries worldwide. We strive to provide the most useful and up-to-date information about money transfers in a bid to help customers save money when sending money across borders. Use the MoneyTransfers comparison tool today to figure out how much money you could save on your next international remittance.

Frequently Asked Questions

Do Cash App alternatives include mobile apps?

You can use the mobile versions of alternative transfer specialists. Simply visit Google Play or the App Store to read the app’s profile page. Pay attention to the features list to determine if international money transfers are offered. Also, read customer reviews of the app to discover the pros and cons. You can learn a lot from the experience of others. Some of the best money transfer apps are offered by services such as Azimo, WorldRemit, and Wise.

Do Cash App alternatives provide fast transfers?

Many alternative transfer specialists offer quick processing times. For example, balance transfers are provided by services like Wise, where the recipient gets the funds within seconds in most cases. Also, there is usually no extra charge for quick transfers, so you do not need to make a hard choice between speed and cost.

Do Cash App alternatives provide cheap transfers?

Many money transfer services offer low fees that are the most competitive in the industry. For instance, Instarem charges a fee of just 0.25-1% of the transfer amount. This fee structure is perfect for small transfers since you will be charged pennies.

Do Cash App alternatives provide good FX rates?

Currency conversions are required for most international money transfers. Therefore, getting competitive FX rates is vital to avoid losing money on markup charges. You can find services that match the mid-market rate, which means you will get the best possible rate. Examples of services that match the mid-market rate include Wise, Xe, and Cornerstone FS.

Are Cash Alternatives secure and trustworthy?

Top-tier alternatives are regulated by entities such as the Financial Conduct Authority. This gives you confidence that the company uses good practices to offer international money transfer services. Furthermore, you should read customer reviews from websites like TrustPilot. These will help you understand the strengths and weaknesses before registering for an account. Consider checking out Azimo since it has a TrustPilot rating of 4.5 out of 5, which indicates it is trustworthy.

Related Content

Alternatives to Cash App for International Money Transfers & Payments

Cash App is a simple and straightforward peer-to-peer (P2P) payments platform with an estimated 70 million users to date. On their website, Cash App claims to be “the easiest way to send, spend, bank, and invest,” and we will be investigating these claims by taking a closer look at the terms and conditions of the service. In this guide, we will walk readers through how this app works and what it is primarily used for and provide a rundown of the best alternatives for anyone sending money overseas.

Zelle Alternatives for International Transfers

Zelle is a money transfer provider used for peer-to-peer payments in the United States. While the service can be used in different situations and for multiple purposes, Zelle should really only be used to send money to friends, family or other trusted contacts. These terms of use restrict a number of potential clients, therefore, we have created this guide which presents a number of alternatives for anyone who needs to make international money transfers and payments to recipients outside of their circle of contacts.

Venmo Alternatives for International Transfers

Venmo is a mobile app that allows users to pay and request money from friends and family. The user-friendly design functions much like a social media platform and the intuitive interface is easy to use. Based in the US, this money transfer service is used for day-to-day remittances by millions of customers; but is it the best option for international money transfers and payments? In this guide we will provide an overview of how and why Venmo is used, as well as workable alternatives.

April is a trained journalist and the Content Editor for MoneyTransfers.com. She has 10 years experience writing about a diverse range of subjects, from financial services to arts and entertainment. When she’s not writing about global remittances she can be found daydreaming about her next holiday abroad.

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