Frequently Asked Questions
First South Financial CU savings products available include Regular Share Savings, Individual Retirement Accounts / IRAs, Money Market, and Share Certificates / CDs.
Where can I find the login for Online Banking?
Account Access through online banking is available at First South Financial CU login.
Is First South Financial CU Mobile Banking available?
A mobile app is available for your iOS or Android smartphone. With help getting started with the mobile banking app, visit their website.
Are First South Financial CU Auto Loans available?
Car/Truck/SUV loans are offered at competitive rates and terms. Full details available online on the
website. Contact this location for a loan application or to ask about pre-approval, or payment/payoff address. Calculate Auto Loan amount with the easy online calculator.
How can I apply for a First South Financial CU Credit Card?
The credit union does offer credit cards to members. To get more information,
application, current rates, and to apply for a credit card, go to the website. Calculate the credit card payoff months or payment for your current card.
Is Online Bill Pay available?
Members have the ability to pay bills online. Begin by logging in on the
website to access your account online.
Customer Service
Needing personal assistance from the credit union? Contact the CU from the website or call the contact number at (901) 380-7400.
What is the routing number for First South Financial CU?
Get the
routing number, assets, loans, and other financial information.
don't have direct deposit set up with us? sign up for direct deposit and you'll get $50*
Plus now you'll automatically get Your Money one business day SOONER with early pay!*
If you already have direct deposit with us, there's nothing you need to do - this is available for eligible direct deposits now!
Direct deposit is one of the fastest and safest ways to receive funds. And now we've made it even better and faster with Early Pay.
That means that if your funds are scheduled to deposit on the 15th, we'll post them on the 14th. A whole day early! And if your direct deposit normally posts on a Monday, you'll get it the Friday before!
You can find the information you need to set up direct deposit by clicking or tapping on the Details tab of your checking or savings account inside online or mobile banking.
Does your Human Resources or Payroll Department require a form? We've got one you can fill out and submit to them.
Have questions? Need more information? Please don't hesitate to call us at 901.380.7400 or email us at . You can also use the message center inside mobile or online banking.
*$50 direct deposit offer does not apply to existing direct deposits and will be paid in 3 to 4 business days after the direct deposit posts. Must the full amount of net pay or benefits and at least $100 to qualify. Direct deposit offer valid until 12/31/22 and the direct deposit must post by 02/28/2023. Not all direct deposits will qualify for Early Pay, please see us for complete details. Early Pay applies to eligible incoming ACH credits and will be posted one business day early from the settlement date provided in the ACH file we receive. Excludes weekends and holidays. Account must be in good standing and information provided on the ACH file must be correct in order for the deposit to post early. Does not apply to ACH debits. Offers are subject to change or withdrawal without notice, please see us for complete details.
Go to main navigation
Membership At First South Financial Has Never Been Easier
First South Financial Credit Union serves members across the country.
To qualify for membership you only need to meet one of the following requirements:
1. Live, work, worship, attend school, volunteer, regularly do business in, or participate in an association headquartered in our field of membership (click or tap here for details)
2. Have a family member who is a member of First South Financial
3. Are related to someone who is eligible to join
OR
4. Will join Courage Thru Cancer, an association partnered with First South Financial, which supports the work of St. Jude Children's Research Hospital and other organizations
There are many ways to join First South Financial. If you do not qualify by one of the methods above, please contact us at 901-380-7400 or email us at .
Open an Account
Find out more about the credit union difference
AirMedCare Network Benefit
First South Financial members can receive discounted pricing when they join AirMedCare Network - an alliance of affiliated helicopter and airplane air ambulances that provide medical treatment and transport. This not only can dramatically reduce travel time to an emergency facility but also ease the worry about out-of-pocket expenses when transported by an AirMedCare Network provider. When enrolling, be sure to enter code 17546-TN-BUS to receive your discount.
LEARN MORE
Information requirements for new accounts
To help the government fight the funding of terrorism and money laundering activities, Federal law requires financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: when you open an account, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We will also ask to see your driver's license or identifying documents, including proof of your social security number.
* The Memphis MSA (Metropolitan Statistical Area) includes Fayette, Shelby, and Tipton counties in Tennessee, Crittenden County, Arkansas, and DeSoto, Marshall, Tunica, and Tate counties in Mississippi.
Go to main navigation